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The doctor thinks its necessary. Claims handler and insurance company suddenly become medical professionals and give a second opinion of “its not necessary”.
Why even bother with the doctor? Just ask the insurance company instead.
Whats funny too - whenever the alternative is brought up (socialised healthcare), at least the conservative side of america starts seething over it, falling over themselves defending private insurance companies
100% this. If they know what's best for us they should open a hospital.
Do the people making these refusals have medical degrees? Those people without medical degrees actually think they know better than a doctor?
"Necessary" is a really telling word there. Is it necessary that I have pain meds? No. It's possible to go through my life in pain. It would fucking suck, but those pain meds aren't strictly necessary. Just fuck anybody and any corporation who would want you to go through life in pain.
Same with teeth.
Sure, I can live without them but everything becomes harder and worse and there's an awful period where you could probably die from the infections as many people used to.
But those are luxury bones covered by other, separate insurance, as though it is not related to my health.
Dentist stuff being covered separately is more due to a historical division between MDs and dds that is unrelated to profit motive per se.