I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.
Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.
this post was submitted on 15 Apr 2025
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Mildly Infuriating
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Disabling overdraft is the first thing people should do when opening a bank account. It's extremely predatory.
Wells Fargo made a lot of money on ‘Sort Order Optimization’
Say you have $100 in your bank account. You buy a candy bar for $2 from a vending machine, a coke for another $2, fill up $20 worth of gas, and then spend $100 on groceries. You’d think one overdraft charge, for the groceries, right?
Nope. The groceries will be taken out first, then the gas, then the candy bar and coke. Three overdraft charges.
It’s expensive being poor - and they knew that:
That is so fucked up
And is now illegal, thankfully.
For the next couple weeks, I'm sure. The financials are watching all the axes being taken to regulation in the industrial sector and I'm sure they're gonna want in on that scene at some point.