this post was submitted on 09 Jul 2025
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Surprise surprise, you only inherit a bunch of debt because that generation lived by "you can't take it with you".
As someone who’s dealing with the estate process right now, I don’t think anyone inherits debt. It’s paid out of the estate and nobody else is responsible for those debts.
That is arguing semantics. When people inherit things it is their understanding that it is theirs. If my grandma left me the house but owed 1 million in unpaid debt, you effectively inherit the debt. Regardless of the fact that you could opt out of inheriting it.
People often go into personal debt to retain inheritance.
On a separate note inheritance/estate tax is robbery by the federal government.
All taxation is theft.
Inheritance/estate tax is one of the more ethical ones, though.