this post was submitted on 19 Sep 2025
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I can't actually see how qrcode or phone number would be more convenient than NFC, but I can see how it'd be cheaper for the merchant if it means they can actually skip the card fees. I doubt us customers will see that 2% of course.
The goal of wero is to make it more convenient than doing a wire over sepa and become as convenient as NFC. The fees for the merchant are lower than visa or MasterCard.
But the real endgoal isn't all those aspects but to keep financial transactions independent of US jurisdiction, which isn't the case actually whether it's visa, MasterCard, PayPal, Google or Apple pay.