this post was submitted on 08 Oct 2025
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A Boring Dystopia

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[–] starman2112@sh.itjust.works 0 points 4 days ago (1 children)

Don't think you're being a little dramatic? There are many more costs involved in owning a house than the mortgage payment.

Yes, and my rent covers literally all of them. Again, it has to, or else my landlord would be renting this house at a loss. I don't want the opportunity to pack up and move on short notice. I've lived in this city since I was born, and I intend to die here. I should not be forced to pay a premium for a feature I will never use.

[–] damnedfurry@lemmy.world 0 points 2 days ago (1 children)

Yes, and my rent covers literally all of them.

So, nothing's keeping you from buying a house then, since what you already pay in rent covers all of the cost. Right?

I should not be forced to pay a premium for a feature I will never use.

Why haven't you bought a house already, then? Could it be that it doesn't just cost what you pay in rent each month?

[–] starman2112@sh.itjust.works 0 points 1 day ago* (last edited 1 day ago)

Do you reckon I'd qualify for a mortgage with my <$30,000/year income and my zero credit history? If you do, I might actually look into it

Could it be that it doesn't just cost what you pay in rent each month?

Do u reckon every landlord is renting out their houses for a loss??? You get that that's what you're implying, right? Like obviously my landlord is better equipped to handle a big expense all at once, but that's because the cost is amortized across many many months of my rent payments.