this post was submitted on 05 May 2025
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Ask Me Anything

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Ask Me Anything (AMA) Community Rules and Guidelines

This is the lemmy.ca AmA.

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[–] shalafi@lemmy.world 21 points 6 days ago (2 children)

You REALLY need to read this, most famous advice I know of on the subject:

https://www.reddit.com/r/AskReddit/comments/24vo34/comment/chb38xf/

[–] Aralakh@lemmy.ca 6 points 5 days ago

Thanks for sharing this, ended up reading the whole thing wow lol. Fingers crossed that someday the advice can be used by someone (re: hopefully/not hopefully me) who's read this...

[–] CheeseToastie@lazysoci.al 5 points 6 days ago

I always read that when it's linked. It's absolutely genius and really helpful advice I'll never need

Can I have $1?

[–] alphapuggle@programming.dev 16 points 1 week ago

Don't forget to support FOSS software you're using, including lemmy & your home instance

[–] saltnotsugar@lemm.ee 14 points 1 week ago (1 children)

How much cheese do you intend to buy? Will you use very expensive cheese for grilled cheese? If you had to pick three cheeses to invest in, which ones would you go for? Sorry for all the financial questions.

[–] MariOrtiz@lemm.ee 11 points 1 week ago

I’m a cheese fiend, so if there’s a Cheese shortage in the bendy month you know that was me

[–] Iapar@feddit.org 13 points 1 week ago (1 children)

Can you give me some money?

[–] MariOrtiz@lemm.ee 11 points 1 week ago (1 children)
[–] Iapar@feddit.org 9 points 1 week ago (1 children)
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[–] skozzii@lemmy.ca 11 points 1 week ago

Hello sir or madame I have a crypto project you might be interested in!

Get ready for alot of that.

[–] Etterra@discuss.online 10 points 1 week ago (1 children)

How much do you plan to use to help people? You know, the homeless, hungry, uninsured, debt-hell suffering people who just want to live their fucking lives but can't because we live in a capitalist hell?

[–] MariOrtiz@lemm.ee 4 points 1 week ago (4 children)

I honestly don’t have a plan. Of course I’d love to say “I’m only taking what I need to live and giving the rest to charity” but until I do that it’s not true and I’ve just been trying to finish school and haven’t put near as much planning into this as I probably should have

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[–] dumbass@leminal.space 10 points 1 week ago

In the Star Trek Deep Space Nine episode "In the pale moonlight", do you think Captain Sisko was justified in attacking Garak for his role in the assassination of the Romulan Ambassador, considering Sisko not only new the lengths Garak would go from his time in the obsidian order and the fact Sisko told Garak to "just get it done", even though it was the turning point to defeating the dominion and saving the alpha quadrant?

[–] RebekahWSD@lemmy.world 9 points 1 week ago (1 children)

Good luck! I've heard one should get a good financial planner and shit for that.

[–] Twig@sopuli.xyz 4 points 1 week ago

Or just chuck a large amount into some savings thing regardless. I've known of those even with financial planners to have it all go horribly wrong.

[–] OutlierBlue@lemmy.ca 8 points 1 week ago (1 children)

That sounds like it could really complicate dating because you wouldn't know if they were with you for you or for the money.

Uh, that's not a question.

How are you doing?

[–] MariOrtiz@lemm.ee 10 points 1 week ago (1 children)

Good, but overwhelmed. It all caused drama when he first passed and we read his will. Then it settled but now that I’m about to graduate people are getting angry again

[–] OutlierBlue@lemmy.ca 6 points 1 week ago

I imagine that kind of money could really tear a family apart. It's ridiculous really what it turns people into.

I hope things go well for you.

[–] Tagger@lemmy.world 8 points 1 week ago (1 children)

Congrats, how old are you? How will this money change the way you live your life?

[–] MariOrtiz@lemm.ee 13 points 1 week ago (4 children)

I am 18, and this means I’ll probably never have to worry about finances in the future. So hopefully that means I can pursue passions and not have to worry about work

[–] Obi@sopuli.xyz 13 points 1 week ago

Firstly, fuck you.

Secondly, depending how multi we're talking about on the millions, it might not be enough to just live life however you want. Look up the 4% rule and FIRE (Financially Independent, Retired Early) to really work out the maths of it all.

Secondly, while it's tempting to jump into abandoned hedonism and drink away the years, I'd strongly argue for still finishing your studies and then working. But you get to only work for things you want to do, not have to.

Either start your own things or join others, maybe NGO work, maybe something manual and small, maybe art, whatever floats your boat.

[–] DarkFuture@lemmy.world 8 points 1 week ago (1 children)

You might have a concept of how lucky you are, but you'll never truly understand without having worked away years of your life first.

Hopefully you can understand why some people close to you are upset. It's a raw deal busting your ass in a 9-5 your entire life then seeing someone inherit millions when they turn 18. You didn't earn it, and as long as you know that, you can probably avoid becoming an asshole.

I don't even know you and I hate your guts. But at the same time, I would love to be in your place. So I also don't hate you. If I was in the family and watched this happen to you, I'd probably just hate you.

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[–] Tagger@lemmy.world 5 points 1 week ago

Mate, living the dream!

[–] Mac@mander.xyz 4 points 1 week ago

I recommend you put it away and pretend it doesnt exist for a minimum of 10 years.

[–] khannie@lemmy.world 7 points 1 week ago* (last edited 1 week ago)

Congratulations. Hope you have a great life!

Get external financial advice. Pay for it. It's easy to piss away what seem like vast amounts of money.

[–] DrainKikoLake@lemmy.ca 6 points 1 week ago (1 children)

What's your favourite dinosaur?

[–] MariOrtiz@lemm.ee 5 points 1 week ago (1 children)
[–] CheeseToastie@lazysoci.al 1 points 6 days ago

Oooooh fiesty

[–] phoenixz@lemmy.ca 5 points 1 week ago (1 children)

So how did you get it? Hard work or a lot of luck? Inheritance, maybe?

Also the obligatory "can you spare some?"

I'm very sorry to have to tell you you'll be getting a lot of that once people know. Keep it to yourself as much as possible

Ah, also: what do you think about taxes? Do you feel you should pay less now that you have more, or do you feel you should at least pay your fair share?

Just to be honest here: I think taxes should go up and up with higher income / total value, up to 100% income or just the value of a person minus the max value we set that a person should be allowed to have. I don't think billionaires should be allowed to exist, there is no reasonable explanation you can give me that can honestly say " yeah, billionaires are fine" while at the same time we have thousands of homeless that cantt have a home even with two jobs

[–] MariOrtiz@lemm.ee 9 points 1 week ago (2 children)

Inheritance.

And from what I understand even with high taxes I’ll still have a lot of money so it doesn’t really matter to me what they are

[–] phoenixz@lemmy.ca 2 points 3 days ago

Lucky you, happy for ya

[–] match@pawb.social 6 points 1 week ago

the normal answer

[–] Aussiemandeus@aussie.zone 5 points 1 week ago

I would look into the people who win the lotto and make sure you learn from their mistakes

[–] MisterNeon@lemmy.world 4 points 1 week ago

You hiring?

[–] Jimbabwe@lemmy.world 4 points 1 week ago

Want to go halfsies with me on a steel workshop building? I’ve been quoted about 80k total with the concrete foundation. I’ve got the land and 40k saved. Gonna do woodworking and EV conversions and eventually open a school for “technical enrichment” combining tech/hacking/vertical farming and EV/solar stuff. I live in an area that’s kinda podunk and most of the local kids just go work at Dairy Queen or something.

A lot of people probably gonna ask you for money, so no worries either way. Congrats, if you’re not fulla crap 😁

[–] Yareckt@lemmynsfw.com 3 points 1 week ago* (last edited 1 week ago)

What's your opinion on Marlene Engelhorn's handling of her inheritance? I don't mean this as a suggestion or condescending, I am merely interested in what your thoughts about her are as someone in a similar position.

[–] NOT_RICK@lemmy.world 3 points 1 week ago (1 children)

Willed some money? Selling a company?

[–] MariOrtiz@lemm.ee 5 points 1 week ago (1 children)

I was left a trust of $25M and a $5M property by my grandfather

[–] NOT_RICK@lemmy.world 4 points 1 week ago (1 children)
[–] MariOrtiz@lemm.ee 6 points 1 week ago (1 children)

My plan was always to be a beautician and I’m going to carry on with that hopefully

[–] Chappy@infosec.pub 4 points 1 week ago (1 children)

Sounds to me like you'll be owning a salon maybe? Get some business management training first, or you'll lean into that money a bit deeper than you thought.

[–] MariOrtiz@lemm.ee 4 points 1 week ago

For sure. I want to definitely take business classes

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