cecirdr

joined 2 years ago
[–] cecirdr@beehaw.org 9 points 2 years ago

BG3...soon. :)

[–] cecirdr@beehaw.org 4 points 2 years ago

Yikes! I had no idea there was any way to lose money when credit card rates were so high. The article says that they had to approve people with lower scores than they would normally do, so they are having to write off double the volume that other issuers are.

...and I just opened my savings account with Apple/Goldman a couple of months ago.

[–] cecirdr@beehaw.org 0 points 2 years ago

Holy crap...this is great news. I can't wait.

 

My title might be a bit hyperbolic, but stuff like this worries me. I love to read and I love reading on a kindle. This has been going on for a while, but it has now reached absurd levels.

[–] cecirdr@beehaw.org 3 points 2 years ago (1 children)

I have no words....

[–] cecirdr@beehaw.org 4 points 2 years ago (1 children)

I tried playing a bit with some small money I was ok with losing. I didn't lose much, but realized in short order that there was no way I could ever get enough info to make a rational decision. Nearly every method/recipe/chart that I saw showed analysis after the fact. Welp, I can take anything in hindsight and make a story that fits the picture. But I never felt like there was any way to be predictive. I was only ever going to be flying blind.

I never stepped even a tiny bit beyond my tiny attempt at trading. I learned my lesson. I'll just stick to my index funds/401k/retirement plan and hope for the best.

[–] cecirdr@beehaw.org 5 points 2 years ago

Thank y'all for being so proactive. I've been dismayed at the spike in Lemmy users over the past few days. The number of instances popping up with many thousands of accounts is suspicious.

Thank you again for working so hard to keep this space "clean".

 

I've been wondering where to make this post. I don't want to limit it to a book review. I would like to discuss the ideas presented in this book by Peter Turchin. (He wrote an earlier book called Ages of Discord where he went into details about the math and the statistics he used)

If you've read it, what are your thoughts? How to we convince the elites it's in their best interest to stop fomenting dissent and stop their own infighting? IOW, reproduce something like the New Deal the US used in the 1930s to stop unrest and shrink inequality.

The primary drivers of social dissolution are the immiseration of the working class due to shrinking wages and the concomitant rise of elites who seize that capital for themselves. According to Turchin, there is no way to stop societal dissolution, political chaos and govt overthrow except by way of a reduction of the number of elites and a reduction in income inequality. The New Deal accomplished this via non-violent means, but history shows that violence is usually the method used. When violence occurs, many of us peons die (so competition for jobs decreases and wages go up), but elites also perish or get aggressively demoted into the lower echelon. A reduction in their numbers means there's less skimming of the average person's wages, and the less infighting in the elite ranks means that society can finally unify because we're not being weaponized against each other.

The fixation by elites on social issues (like race, gender, patriotism, religion, trans rights etc) is a classic misdirect meant to get the working class divided into sides to "fight" for that particular elite group's agenda. (and to cement that group into the ruling class).

I ramble. I just finished the book and found that it had many "ah ha" moments for me. I recommend it if you haven't read it. If you have, I'd love to hear what you thought.

[–] cecirdr@beehaw.org 4 points 2 years ago

Wow. Those are huge subreddits that are now unmoderated. Is Reddit planning on using bots to auto mod these and hope they catch all the spammage?

 

When I’m browsing I often get interrupted and have to put my phone down. Or I read one post, go back to the main and it refreshes. Often, I recall a post I wanted to read next, but on refresh, it’s just gone.

If I try to search to find it again, I can’t even get the post to show up there. I even use a word that was in the title, to no avail. Oddly enough, if I go to a different instance, I can see the thread/post again, but here on beehaw, it went poof.

Has anyone else experienced this? Does anyone have ideas on what is happening and how to stop it?

Thx!

[–] cecirdr@beehaw.org 6 points 2 years ago* (last edited 2 years ago)

If I were to become wealthy enough to have this luxury, I would probably goof off and video game the first month. I say this because it’s what I used to do when I was in school and had summers off.

After the boredom kicks in, my brain usually shifts to more creative endeavors. I imagine I’d do some of the projects I used to love. Calligraphy, creating my own language, photography, astrophotography, light gardening, travel to see museums, hiking, visit parks, read, wood working and carving, small projects around the house. Oh wouldn’t it be grand!

[–] cecirdr@beehaw.org 1 points 2 years ago (1 children)

Dang, now I want brownies too. hahaha! Awesome work.

[–] cecirdr@beehaw.org 2 points 2 years ago

mouth open...looks like he's got that gecko attitude!

[–] cecirdr@beehaw.org 5 points 2 years ago (1 children)

I intend to stay here on beehaw. It will take me a while to get over the habituated behaviors I had with reddit, but the quality of the posts over here is high. I don't feel like voices are getting drowned out over here. So reddit won't miss me. Over time, I won't miss reddit. All good things must end.

Now time to enjoy watching how new communities and the software driving Lemmy develop.

[–] cecirdr@beehaw.org 8 points 2 years ago (3 children)

That's my thought too. Even before this, I felt like I was reading automated posts and chat bot responses on reddit. It seems like a zombie forum where most of the "people" weren't really real, it was just recycled content, laugh tracks, and being force fed content posted by reddit itself (versus users) scraped from other places.

 

Right now, I’m playing the early access version of Baldurs Gate 3. I’m getting ready to put it down (frustrated: BG3 has the potential to be good, but without controller support, I’m getting really frustrated with the UI. ) and switch to Yakuza Like a Dragon.

What are you playing now and what are you looking forward to playing next?

 

I took my buddy camping. He’s 17 years old or so. I got him from the shelter, so I don’t really know. He spent most of the trip just sleeping. 😄

 

One of the steps in a societal collapse is a loss of faith in financial tools. The stock market has seemed like a casino for a long time to me, yet it is still cranking out money for the upper crust. It is the primary driver for business decisions that produce short term gain, but reduce long-term viability for the companies and for the environment.

Currently, there are no other real vehicles for the average US citizen to invest in for their retirements. In my parents' generation, there were more. Heck, they had a lot of money in CDs and even those earned a decent rate of interest. Yet everything now is such a low return, or boom/bust like housing, so little guys like me are pushed into getting retirement accounts that are stocks. I'm not keen on that.

What's even worse is that many jobs will employer match if you put into one of the stock market based retirement funds. But if you want to just put your money into a savings account, you miss out on the employer matching. So there's strong incentive to keep putting your money into the stock market.

So I keep trying to read the tea leaves to figure out when the casino is going to collapse. ...or even if it will. I think there are some folks that just assume that it will keep making money for the wealthy and the rest of humanity will just get left behind.

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