At least they were used incorrectly to be just as unpredictable.
I grew up on the lower end of middle class. Govnment cheese grilled cheese sammies is definitely something I loved eating as a kid. This forced us to be industrious. My parents gardening, did their own DIY home improvements, woodworking, hunting, and more. They weren't survivalists because of some doomsday shit, but lived this way because we couldn't afford not to if we wanted to live in a house in a big city suburb in the late 80s & 90s. Over time, my mother took on work utilizing the skills she gained doing the stuff for ourselves and we slowly climbed out of the near poverty life and I was able to have nice things in my teens.
I'm now doing well for myself, solidly middle class in this economy and region. But as things are shifting like crazy around us, I just decided to turn my yard into a garden so I can at least feed myself fresh food if shit becomes unavailable or unsafe to eat. If I have to start hunting again, I will.
I'm not panicking, I'm just going to control what I can, and will do my best to have a good life, and will fight for everybody else to have a chance at a good life too.
Fun fact: Many cultural artificats do go on tour!
For example I've seen both Pompeii & King Tutt exhibits in San Diego that have since rotated. I've also seen other traveling exhibits in several other major cities I've lived in that were far more than art.
Many cities also have free admission days to museums for people that live nearby (depends on the institution but it could be for City/County/State).
With this knowledge, you too, can now learn and explore societies that predate written word.
Or create leaf mold (a pile of sticks and leaves) in targeted areas of your yard/property that are ideal for breeding fireflies and other desired native insects/spiders. Especially if you live in an HOA community that requires reqular raking and can hide the leaves under bushes/shrubs/trees/garden beds as mulch.
Raking of leaves isn't really the problem so much as is the complete removal of leaves from the property & neighborhood (which also removes the nutrients from the local top soil).
No credit IS bad credit.
You don't have to carry debt to have a credit history, but you do have to use credit to have a credit history. If you haven't used the system, they have no knowledge of your crdit worthiness.
I use credit cards as a tool to protect my finances and purchases (fraud protection is greater with CCs than a bank account/card, as well as being able to dispute transactions where service was failed to be delivered or inadequate). I also always pay off my statement balance in full every month.
I do my best to only buy things I can afford to pay in full, but a home and automobile can be exceptions to that (even though I bought my auto in full due to a financial windfall). But I still participate in the system to gain the benefits of the system
www.nerdwallet.com is a great resource on credit education and provides a wealth of tools for starting build your bad credit to good credit.
I snorted my coffee reading this.
A secret service officer, trying to explain the general confusion, just sighed. “Nobody knows what’s going on.”
Don TACO & the Ketamine Kid.
It does. In the form of taxes & donations.
Nah, just your typical PhD paleontologist dinosaur nerd. The times they showed that side of Ross was probabaly some of the most realistic moments in the show.
Note: It's Ukraine, not "the Ukraine".
Calling it "the Ukraine" is Russian propaganda.
https://theconversation.com/its-ukraine-not-the-ukraine-heres-why-178748
I hate myself for this.
There's been a push in higher education and professional markets for a STEAM education paradigm over STEM. Especially when you consider that there's a ton of crossover between tradition STEM education and arts in modern day professionals (User Experience relies on all 5 domains for delivering truly great UX for example).