Buddy I live deep in the Appalachia mountains. I don't need money at all. All this technology and civilization bullshit is just a bonus for me, not a need.
this post was submitted on 07 Jul 2025
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Five months, but, three quibbles:
If I didn't have income I'd be cutting way back, and with only essential expenses it's more like eight.
I wouldn't plunder my retirement investments to keep spending at the current rate, so if I kept spending the same but didn't plunder, it's more like two months.
I started a good job recently after being underemployed for over a year, and am still financially recovering; normally my emergency budget covers ten months without any income.
No idea. Really.
Of course I would change my spending automatically, if the income went down to zero. But it is not likely at all that something like that happens.
About 4 months before I have to sell any assets. Then about 144 months, not including future growth of those assets before they're sold. But then I'm broke at nearly 50.